Health insurance in Cyprus: GESY and private cover for permits

Residents who work in Cyprus, permanent residents, refugees and people with supplementary protection, people insured in another EU state, and family members of beneficiaries can register with GESY, the public health system. Anyone not covered, for example on a visitor permit, needs private insurance; a licensed insurance intermediary advises on the options.

PublicGESY
PrivateFor those not covered by GESY
Typical time1–2 weeks
Check my case for freeSee the steps
A bright living room with a balcony and sea viewChecked 24 October 2026

Steps and timeline

  1. 1

    Check eligibility

    Employment, permanent residence or family status.

    1 day
  2. 2

    Register

    Enrol in the beneficiary registry, then choose a personal doctor.

    1–2 weeks

Official forms explained

Official forms: GHS FORM 3-002 · how to fill it in, — · how to fill it in

Who does what

What you do

  • Share your situation and goals
  • Collect documents from home
  • Agree the scope of work in writing

What we do

  • Check the requirements for your case
  • Prepare the documents and file the application
  • Follow up until the decision

Your coordinator

  • Plans the work and next steps
  • Keeps one timeline for everything
  • Reminds you of renewals and deadlines

What affects the cost

The price depends on your situation. We explain the scope and expected costs before work begins.

Your situationNumber of peopleUrgency

Questions

Does private insurance replace GESY?

Not always; your permit may require private cover.

Sources

Figures checked 24 October 2026. Rules change: we confirm them for your case before you act.

Check your case for free

A coordinator replies within one working day with the next steps.

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