Cost of living in Cyprus: rent, bills and transport by city

Choose a city, a home and your household: the calculator adds up rent, electricity, water, internet, phones, transport and school fees from published prices, and says plainly where no official figure exists.

1-bedroom rent€500–650 Larnaca, Paphos, Nicosia · €1,000–1,100 Limassol
Electricity26.3 c per kWh (EAC, from May 2026)
Bus pass, 30 days€45 Limassol · €50 Paphos · €66.90 Nicosia, Larnaca
Rules checked October 2026

Your household

Your result

€1,700–€1,800 a month

Rent
€1,400–€1,500
Electricity, about 350 kWh
€97
Water
€32
Home internet
€32
Mobile plans × 2
€40
Petrol, 800 km
€99

Groceries, eating out and health cover are not included: their prices depend on your habits, and no official monthly figure exists. GESY public health insurance is paid from income: 2.65% of an employee's or pensioner's pay, 4% for the self-employed.

A guide based on published rules, not tax advice.

Groceries: prices of staples

Average shelf prices in the government's e-Kalathi price observatory, across 69–189 shops, on 23 October 2026. Packaged goods only: the observatory has no bread, meat, fruit or vegetables.

Fresh milk, full fat, 1 L€1.43
Eggs, large, 12€4.44
Butter, 250 g€4.01
Strained yoghurt, 450 g€2.36
Halloumi, 200 g€2.47
Feta PDO, 200 g€3.20
Extra virgin olive oil, 1 L€6.90
Spaghetti, 500 g€1.14
Rice, 1 kg€2.37
Plain flour, 1 kg€1.25
Cyprus coffee, 200 g€3.56
Mineral water, 6 × 1.5 L€2.39

How it works

  1. 1

    Rent

    Average rents for one- and two-bedroom flats from the Estate Agents Registration Council (July 2026); in Ayia Napa and Protaras, asking prices of listings.

  2. 2

    Bills

    Electricity from the EAC domestic tariff with today's fuel adjustment and 5% VAT; water from the water board's tariff for 15 m³ a month; internet and phone at operators' list prices.

  3. 3

    Transport and school

    A 30-day bus pass per adult, or petrol at the EU-reported Cyprus average for your kilometres; school fees of one private school in the city, spread over 12 months.

  4. 4

    Gaps

    Where no official figure exists (Nicosia and Paphos water, three-bedroom averages, some school fees), the row says so and stays out of the total.

Questions

How much does it cost to live in Cyprus a month?

For a couple in a two-bedroom flat driving 800 km a month, the published prices add up to about €970–1,170 a month in Paphos, Larnaca or Nicosia and €1,700–1,800 in Limassol, before groceries, eating out and water where the board publishes no tariff.

Why is groceries not in the total?

There is no official monthly grocery figure for a household. The page shows average prices of staples from the government's e-Kalathi observatory instead.

Is electricity expensive in Cyprus?

About 26 cents per kWh including VAT under the EAC tariff from May 2026; summer air conditioning roughly doubles a bill.

Are these rents what I will pay?

They are averages; new, furnished or seafront homes cost more. Our city pages list median asking rents by area.

Sources and limits

A model of published rules, not tax advice. Rules checked October 2026; we confirm them for your case before you act.

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